Consumers beware! Do not get insurance with Fred Loya Insurance/Loya Casualty Insurance. I was involved in a car accident with 0% of it being my fault. The vehicle who hit me was insured through Loya Insurance Co. For two years, this company has tried to dodge paying for the damages their client was responsible for. A few days ago, I received a message from them saying that the claim for my ambulance bill was closed since the ambulance co. Would not negotiate dropping their fees.

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This ambulance co. Is not privately owned but is a county entity. Their prices are set. Since Loya would not pay the bill, they are now stating that they have reached the statutes of limitations and are no longer liable for paying the bill! They said that they have 'settled the claim' and will not reopen it. For two years they have played this game and now are refusing to pay. I believe this company is unethical and people should think twice before doing business with them.

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BBB Business Profiles may not be reproduced for sales or promotional purposes.BBB Business Profiles are provided solely to assist you in exercising your own best judgment. BBB asks third parties who publish complaints, reviews and/or responses on this website to affirm that the information provided is accurate. However, BBB does not verify the accuracy of information provided by third parties, and does not guarantee the accuracy of any information in Business Profiles.When considering complaint information, please take into account the company's size and volume of transactions, and understand that the nature of complaints and a firm's responses to them are often more important than the number of complaints.BBB Business Profiles generally cover a three-year reporting period.

BBB Business Profiles are subject to change at any time. If you choose to do business with this business, please let the business know that you contacted BBB for a BBB Business Profile.As a matter of policy, BBB does not endorse any product, service or business.